If you have a lot of outgoings that need to be settled before you get your pay check, then you might want to look a payday loas The loan as the name suggests is a short team loan designed to give you a bit of extra cash to see you through until you get paid. You can apply for a payday loan online using the three minute application form and it can often be approved within the hour. You just need to have proof of a steady income, proof that you have a bank account and proof of residency. Because Payday Loans are different to personal loans they do not require a credit check so even if you have a poor credit history as long as you meet the criteria you should still be approved.