If you are looking for a new credit card you might want to try a mint card. They currently have 0% of balance transfers until the 1st of January 2008 as well as 0% on balance transfers until the first of August 2008. You also get 0% on purchases for the first six months. Their low rate apr credit card has a £7,500 credit limit and no annual fee. You also benefit from 24 hour MINT customer service and special offers on travel and leisure and wine through the MINT + Wine Club. You can register for a MINT card online and once you have received your card you can also manage everything to do with your account through their website including viewing your statements and making online payments.